Explanation of Benefits (EOB)

An Explanation of Benefits (EOB) details healthcare costs covered, savings, and out-of-pocket expenses after a provider submits a claim.

What is an Explanation of Benefits?

An Explanation of Benefits (EOB) details medical services and cost-sharing between you and your insurance plan; it's not for bill payment.

Is my Explanation of Benefits a bill?

EOBs summarize medical costs, provider details, insurance payments, and appeal instructions; they are not bills but aid in understanding expenses.

How do you read an EOB?

After care, providers bill insurance, followed by an EOB. Later, you may get a bill indicating your share, with payment instructions.

How do EOBs work?